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BUYING real estate… interest rates are fantastic and prices are great! excellent time to BUY. A good first-step is to speak with a lender on monthly debts & income, to help determine what $$ range will be most comfortable for you
Residential mortgages – local/regional banks:
610.332.7121 Michelle Auld, with Lafayette fulton bank * holds local loans *
610.746.5142 Merchants bank
610.336.6600 Mike Bower: Broker Banker, The Mortgage Company
610.533.3151 cell /610.717.1469 fax
610.252.7431 Unity bank
GMH Mortgage Services Romulo Guzman- fluent in Spanish. Cell 201-306-6317 / rguzman@gmhmortgage.com
National Lenders
610.997.7180 ext. 1003 Todd Brown -or- eileen dunn with Wells Fargo
610-782-8807 – Richard Goldberg, Mortgage Loan Officer with Bank of America Fax: 610-437-4017, Whitehall PA.
…national lender loans can be extremely frustrating right now and typically do not get loans issued in time for settlement dates; I recommend a regional bank or local mortgage broker in this climate, if you want to avoid missing settlement dates and other frustrations.
investment property or commercial mortgages:
610.746.5142 merchants bank commercial agent kathy yost, www.merchantsbangor.com * holds local loans *
610.821.6870 morgage broker jeff barber with www.lehighfinancialgroup.com
Local Realtors’ association Resources for buyers & sellers
Some comments from Ellen’s recent Buyers:
“Ellen was always prepared & extremely knowledgable about the market and Northampton / Lehigh County areas. She is very connected and has extensive networks that were helpful in meeting our needs. Ellen listened to our needs & wants and located houses that fit those. She took us around extensively when we requested time w/ her, to explore new areas.” — Lisa Natishyn & Wayne Stitt, Forks Township buyers
“Ellen is honest, knowledgeable, gets paperwork all set up for you, and keeps you informed. She is very professional and I definitely will recommend her to
other people, and have in the past.” – Janeen Adams, College Hill * bought & sold 3 properties with Ellen.
“Quite informed about older homes in College Hill. She is available beyond office hours and weekends… felt like a 24/7 Realtor! We liked Ellen’s honesty, knowledge & availability. She did not push for the sale, even though we were looking for 2 years. She kept updating us with new listings.” – Robin Bonsal, College Hill
“…the truth is that the market doesn’t really matter… what matters is finding that place you can call home. we rented our apartment thru you, we bought our first house thru you, and there’s no doubt we will be calling when we are ready for our first sell! You found us our perfect place and we couldn’t be happier. We are excited to watch this city grow and hope to grow in this home with it… THANK YOU.” — 1st time home-buyers in Easton, 2008
also, see more client reviews of Ellen on zillow.com ~ more references furnished upon request!